Rental car reimbursement coverage
Rental reimbursement coverage is a great way to ensure you have reliable transportation while your car is being repaired after a covered accident. Even better, it’s typically very affordable. Various factors determine how much rental reimbursement coverage will cost, so it’s best to get an exact quote from a trusted car insurance provider.
What is rental reimbursement coverage?
Rental reimbursement coverage assists you when your covered vehicle is not drivable or needs repairs following a comprehensive or collision claim. If purchased for your vehicle, rental car reimbursement will provide you with a rental vehicle while your vehicle is being repaired or replaced. Again, this coverage is only available following a covered claim. Policy limits and exclusions apply.
Rental reimbursement coverage, also known as “rental car coverage” or “transportation expense coverage,” should not be mistaken for the coverage provided when renting a car for business or vacation purposes.
How does rental reimbursement work?
When you’re ready to rent a car after a covered accident, you have a few choices:
| Option 1: | Option 2: |
|---|---|
| You have the option to pay for the car out-of-pocket and submit the bill to Elephant directly for reimbursement. Some people prefer this option because it enables them to get the exact rental car they want or to take advantage of discount programs. Keep in mind, however, that your rental limits apply. | You can let Elephant arrange the car rental for you. If you do, we will handle the paperwork and will pay the car rental company directly. Elephant will make the arrangements directly on your behalf with a partner rental car provider. In most cases, your own auto policy will cover the rental car while you drive it. One of our friendly claims agents or customer care representatives handling your insurance claim will help you understand what’s covered and what isn’t while you’re renting. |
Will the at-fault driver’s insurance pay for my rental reimbursement?
The at-fault driver’s insurance is required to pay for transportation while your car is being repaired. Keep in mind that they may not be required to pay 100% of the cost of the rental, and you may be required to pay for your rental out-of-pocket and get reimbursed later once the at-fault driver’s insurance has processed the claim.
How to get rental car reimbursement coverage
Elephant provides rental reimbursement as well as other car insurance coverages. Contact us about your current plan and needs or check out our Coverage Wizard.
Frequently asked questions about rental reimbursement
The following questions provide information about rental reimbursement coverage.
Is rental reimbursement automatically added to all of the vehicles on my policy?
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No. Rental reimbursement is coverage that can be added to an individual vehicle. It will need to be purchased for each vehicle on the policy that you want it to apply to.
Can I add rental reimbursement after an accident?
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No, to qualify for a rental car at the time of an accident, rental reimbursement must be active on the policy before the accident.
Is rental reimbursement required?
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No, this is an elective coverage. However, it can prevent you from ending up without transportation if your car is not drivable after an accident.
Is rental reimbursement coverage worth it?
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Rental reimbursement can be a worthwhile investment for those looking for a comprehensive insurance plan. Sometimes, paying a little extra premium upfront goes a long way in protecting your wallet. If you’re still on the fence, check out our blog post to find out if rental reimbursement coverage is worth it.
How much is rental reimbursement coverage?
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Rental reimbursement is typically an affordable way to protect your wallet in the long run. So, talk to an agent or get a quote from a trusted provider for more details.
Is extended transportation expenses coverage the same thing?
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Extended transportation expenses coverage is essentially the same thing as rental reimbursement coverage, which is an optional car insurance coverage that can pay for the cost of a rental car if your car is damaged in a covered accident. This coverage typically pays for these expenses while your vehicle is not safely drivable or is at a repair shop.
How long will insurance pay for a rental car after an accident?
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The timeframe that Rental Reimbursement covers you following an accident varies depending on your policy and other factors, so you should speak to a provider for details.
If my car breaks down, will insurance cover a rental?
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If purchased for your vehicle, Elephant’s rental reimbursement will cover your rental following a covered claim while your vehicle is being repaired or replaced. Policy limits and exclusions apply.
Get peace of mind and add rental reimbursement coverage to your policy today!
Don’t let car repairs disrupt your life – take control with our rental car reimbursement coverage. Get a quote and experience peace of mind and financial protection by getting the car insurance you deserve.