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Car insurance student discounts

Tuition, textbooks, and transportation costs can add up for students — and their parents! Fortunately, we offer several ways to save when you have students on your policy. From earning a spot on the honor roll or heading off to college, we have discounts on auto insurance for students.

What are car insurance discounts for students?

Car insurance discounts for students are special reductions in premium rates offered by insurance companies to students who meet specific criteria. These discounts make car insurance affordable for students, recognizing their typically limited income.

Good student discount

We offer a discount for full-time students under the age of 25 with a GPA of 3.0, or a B average, or better. A position on the Dean’s List, Honor Roll, or a ranking in the upper 20% of a national standardized test in the last year, such as the SAT or ACT, is also accepted as demonstration of being a good student. Students must be single to qualify. Call or chat with one of our licensed agents to learn more.

Student away at school discount

If a student is living at school without a car and the school is more than 100 miles from the insured’s address, we offer a discount because it means they will be driving less frequently. The student will still be listed on the policy to allow them to be covered while visiting home.

How to apply for student auto insurance

To apply for a student discount, you must provide proof of enrollment, a transcript or report card showing your grades, and possibly proof of residency if applying for a distant student discount. You can submit these documents online or through your insurance agent.

Get student car insurance with Elephant

Elephant Insurance offers premium car insurance discounts and other policies, from home and auto insurance to life insurance, umbrella, and more. With flexible insurance plans, bundles,
and tools available, we have everything you need to switch with confidence. Contact us for more information today.

Frequently asked questions about car insurance discounts for students

Does the student away at school discount also apply to a student in (military) basic training?

Most of the time the answer will be yes, but military basic training will need to be considered on a case-by-case basis. Call or chat with one of our licensed agents to find out more.

Can I combine multiple discounts?
Yes, many insurance companies allow students to combine multiple discounts, such as a good student discount with a low mileage discount, to maximize their premium savings.

Get a quote, talk or chat with an agent today to find out if you qualify for either of these discounts.


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