Auto insurance in Columbus
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Car insurance in Columbus, Ohio
Columbus, home to The Ohio State University, has a world-class zoo and nightlife and cultural activities to spare. This state capital also has its fair share of interstates, with challenging traffic even at the best of times. Whether you’re headed out for a Buckeyes game or a day at the zoo, you want car insurance you can count on in Columbus, Ohio. Elephant Insurance offers affordable car insurance quotes in Columbus, providing the protection you need.
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Your choice of auto insurance in Columbus, Ohio
With Elephant Insurance, you can select the auto insurance in Columbus, Ohio, that meets your needs. Looking for minimum coverage? We’ve got that. Want full coverage with all the add-ons? We can help there, too. Elephant car insurance coverage options include:
Comprehensive and collision coverage
Comprehensive and collision coverage helps manage your expenses in case of a crash or other incident. Collision coverage helps cover costs related to a crash, whether with another car or an object like a tree. Comprehensive coverage helps handle expenses related to things like vandalism, theft, and natural disaster damage.
Liability coverage
Liability coverage applies to the other driver’s expenses when you’re at fault in an accident. It helps handle their medical bills and the cost to replace or repair their car.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage is just what you need when you’re in an accident caused by someone who has little or no insurance. It can help pay for your car repair and medical costs.
Loan/lease payoff coverage
Loan/lease payoff coverage comes into play if you’re leasing your vehicle or still owe money on your loan when your car is totaled. It can help lower your remaining balance if you owe more than the value of the car.
You can depend on Elephant for the Ohio car insurance that will protect your wallet and vehicle. Not sure what you need? Try our Coverage Wizard to learn more about what’s available.
Get car insurance quotes in Columbus, Ohio
Elephant Insurance has outstanding discounts and coverage. We offer multiple coverage options and flexible payment options. Start a quote now to see what we can do for you.
What affects the cost of car insurance in Columbus, Ohio?
Your coverage selections are just one consideration that can influence the cost of your car insurance in Columbus, Ohio. Other factors include:
- Location: Urban areas often have higher premiums due to higher traffic levels compared to rural areas.
- Vehicle type and age: Having a newer or expensive to repair car might impact your rates.
- Driving history: A clean record could help lower your insurance rate.
- Deductibles and coverage limits: You may be able to reduce your premium by choosing higher deductibles and lower coverage limits.
Columbus, Ohio, auto insurance requirements
If you’re looking for auto insurance in Columbus, you’ll find Ohio’s requirements similar to those in many other states. Under Ohio law, drivers must carry at least:
- $25,000 per person for bodily injury
- $50,000 per incident for bodily injury
- $25,000 per incident for property damage
Elephant discounts on car insurance in Columbus, Ohio
Drivers in Columbus and throughout Ohio can take advantage of our car insurance discounts. Whatever your situation, you’re sure to find a discount at Elephant that can help with the cost of your car insurance in Columbus, Ohio. Some of the breaks we offer include:
Multi-vehicle discount
A multi-car insurance discount might apply if you insure more than one vehicle with us.
Bundling discounts
Combine car insurance with other policies like renteres or homeowners with one of our partners can net you a multi-policy discount.
Safe driver discount
If you have no violations or accidents on your record, you may be eligible for a safe driver discounts.
Good student discount
Our good student discount rewards students with outstanding academic records by lower your premium. Check to see if your student is eligible.
Work From Home Discount™
If you work from hom, you likely drive fewer miles. We created the Work From Home Discount™ just for you.
How to control the cost of car insurance in Columbus, Ohio
The lowest rate doesn’t necessarily mean the best insurance in columbus, Ohio. To ensure you’re adequately protected at a seasonable cost, you should:
- Bundling your policies
- Take advantage of all eligible discounts
- Maintaining a clean driving record
Frequently asked questions about Columbus, Ohio, car insurance
As a trusted insurer, we’re used to fielding questions about car insurance in Columbus, Ohio. Here are
some of the common questions we receive.
+How can I cut my car insurance costs in Columbus?
Take advantage of all available discounts, opt for lower coverage limits, and keep your driving record clean to reduce your insurance rates in Columbus.
+I just bought a new car. Is it covered?
Make sure you contact your insurer immediately and provide the details so they can update your policy and get the protection you need for your new car.
Get personalized car insurance quotes in Columbus, Ohio
Elephant Insurance is an excellent choice for car insurance in Columbus, Ohio, thanks to our flexible payment options, numerous discounts, outstanding customer service, and attractive rates. Contact us today to see how you could save on car insurance quotes in Columbus.